银行业常用英语口语「银行业务常用英语」

一、常见银行英语词汇

account number 帐目编号

depositor 存户

pay-in slip 存款单

a deposit form 存款单

a banding machine 自动存取机

to deposit 存款

deposit receipt 存款收据

private deposits 私人存款

certificate of deposit 存单

deposit book, passbook 存折

credit card 信用卡

principal 本金

overdraft, overdraw 透支

to counter sign 双签

to endorse 背书

endorser 背书人

to cash 兑现

to honor a cheque 兑付

to dishonor a cheque 拒付

to suspend payment 止付

cheque,check 支票

cheque book 支票本

order cheque 记名支票

bearer cheque 不记名支票

crossed cheque 横线支票

blank cheque 空白支票

rubber cheque 空头支票

cheque stub, counterfoil 票根

cash cheque 现金支票

traveler"s cheque 旅行支票

cheque for transfer 转帐支票

outstanding cheque 未付支票

canceled cheque 已付支票

forged cheque 伪支票

Bandar"s note 庄票，银票

banker 银行家

president 行长

savings bank 储蓄银行

Chase Bank 大通银行

National City Bank of New York 花旗银行

Hongkong Shanghai Banking Corporation 汇丰银行

Chartered Bank of India, Australia and China 麦加利银行

Banque de I"IndoChine 东方汇理银行

central bank, national bank, banker"s bank 中央银行

bank of issue, bank of circulation 发行币银行

commercial bank 商业银行，储蓄信贷银行

member bank, credit bank 储蓄信贷银行

discount bank 贴现银行

exchange bank 汇兑银行

requesting bank 委托开证银行

issuing bank, opening bank 开证银行

advising bank, notifying bank 通知银行

negotiation bank 议付银行

confirming bank 保兑银行

paying bank 付款银行

associate banker of collection 代收银行

consigned banker of collection 委托银行

clearing bank 清算银行

local bank 本地银行

domestic bank 国内银行

overseas bank 国外银行

unincorporated bank 钱庄

branch bank 银行分行

trustee savings bank 信托储蓄银行

trust company 信托公司

financial trust 金融信托公司

unit trust 信托投资公司

trust institution 银行的信托部

credit department 银行的信用部

commercial credit company(discount company) 商业信贷公司（贴现公司）

neighborhood savings bank, bank of deposit 街道储蓄所

credit union 合作银行

credit bureau 商业兴信所

self-service bank 无人银行

land bank 土地银行

construction bank 建设银行

industrial and commercial bank 工商银行

bank of communications 交通银行

mutual savings bank 互助储蓄银行

post office savings bank 邮局储蓄银行

mortgage bank, building society 抵押银行

industrial bank 实业银行

home loan bank 家宅贷款银行

reserve bank 准备银行

chartered bank 特许银行

corresponding bank 往来银行

merchant bank, accepting bank 承兑银行

investment bank 投资银行

import and export bank (EXIMBANK) 进出口银行

joint venture bank 合资银行

money shop, native bank 钱庄

credit cooperatives 信用社

clearing house 票据交换所

public accounting 公共会计

business accounting 商业会计

cost accounting 成本会计

depreciation accounting 折旧会计

computerized accounting 电脑化会计

general ledger 总帐

subsidiary ledger 分户帐

cash book 现金出纳帐

cash account 现金帐

journal, day-book 日记帐，流水帐

bad debts 坏帐

investment 投资

surplus 结余

idle capital 游资

economic cycle 经济周期

economic boom 经济繁荣

economic recession 经济衰退

economic depression 经济萧条

economic crisis 经济危机

economic recovery 经济复苏

inflation 通货膨胀

deflation 通货收缩

devaluation 货币贬值

revaluation 货币增值

international balance of payment 国际收支

favourable balance 顺差

adverse balance 逆差

hard currency 硬通货

soft currency 软通货

international monetary system 国际货币制度

the purchasing power of money 货币购买力

money in circulation 货币流通量

note issue 纸币发行量

national budget 国家预算

national gross product 国民生产总值

public bond 公债

stock, share 股票

debenture 债券

treasury bill 国库券

debt chain 债务链

direct exchange 直接（对角）套汇

indirect exchange 间接（三角）套汇

cross rate, arbitrage rate 套汇汇率

foreign currency (exchange) reserve 外汇储备

foreign exchange fluctuation 外汇波动

foreign exchange crisis 外汇危机

discount 贴现

discount rate, bank rate 贴现率

gold reserve 黄金储备

money (financial) market 金融市场

stock exchange 股票交易所

broker 经纪人

commission 佣金

bookkeeping 簿记

bookkeeper 簿记员

an application form 申请单

bank statement 对帐单

letter of credit 信用证

strong room, vault 保险库

equitable tax system 等价税则

specimen signature 签字式样

banking hours, business hours 营业时间

二、银行常用口语句子

1. deposit 存钱

I"d like to deposit this check into my account.我想把这张支配存入我帐户.

I"d like to make a deposit.我要存款.

2. check

支票

The check is for $1,200.

这是一张面额1,200元的支票.

3.deposit slip

存款单

The deposit slips are at the counter.

存款单在柜台上.

4. . ID

身份证

May I see your ID, please?

请出示你的身份证好吗?

5.. endorse

背书(签名)

Please endorse the check on the back.

请在支票后面签名.

6. receipt

收据

May I have a receipt, please?

请给我张收据好吗?

7. branch, bank branch

分行

My bank has branches all over the city.

我行的分行在全市遍地开花.

.8. brochure

小册子

This brochure has all the information you need.

这本小册有你需要的详情.

9.savings account

储蓄存款(活期存款)

10.I have a savings account at that bank.

我在这银行开了储蓄存款帐户.

11.. form 表格

The form you need is on the table.

表格在桌子上.

12.fill out a form

填表

Please fill out this form and give it to me when you are finished. 表格填好后请交给我.

13.apply for a credit card

申请信用卡

14.buy traveler"s checks

买旅行支票

15.cash a check

兑现支票

16.check your account balance

查核帐户余额

17.exchange money

换钱

18.fill out a withdraw slip

填提款单

19.open a checking account

开支票帐户

20.order checks

定购支票

21.pay off a loan

付清贷款

22.pay your bills online

网上付帐

23.rent a safety deposit box

租保险箱

24.review your bank statement

查对银行报表

25.take out a loan

得到贷款

26.talk with a bank teller

和银行出纳员谈话

27.talk with the bank manager

和银行经理谈话

28.transfer money

转钱

29.use a debit card

用提款卡

30.withdraw money

取钱

31. mortgage

房屋贷款

32,CD

定期存款

33. The maturity date of the CD

定期存款到期日

34. renew the CD

重新续定期存款

35. bankrupt

银行倒闭